Graduate Loans

Contact NDNU’s Office of Student Financing for guidance through the loan process. Our staff can guide you through the process of applying for the following graduate loan programs.

Federal Programs
To apply, you must:

• Complete and submit the FAFSA form to establish eligibility. Go online to www.fafsa.ed.gov for the form, print a copy for yourself, and send one into the NDNU Office of Student Financing. List NDNU’s code #001179 on page 6.
• Be enrolled at least half-time (4.5 units).
• Not be in default on any educational loans or owe any refunds to a college/university.
• Attend an entrance and exit loan counseling session at NDNU, and fill out the NDNU Supplemental Financial Aid form.
• Maintain satisfactory academic progress (3.0 or better).
• Be a U.S. citizen or resident alien.
• Complete all units enrolled for.

Subsidized Federal Stafford Student Loans
These are long-term, low-interest loans from banks, credit unions, or savings and loan associations. Credential students must apply for financial aid and demonstrate need. Eligible credential students who are enrolled at least half-time* may borrow up to $8,500 each academic year.

Unsubsidized Federal Stafford Student Loans
These loans are similar to the Subsidized Federal Stafford Loans except students must repay interest during in-school and deferment periods or have interest deferred until after graduation. You must be enrolled at least half-time. The Unsubsidized Federal Stafford Loan Program is available to all students regardless of income, and no credit checks are required. Students may borrow up to the cost of education or $18,500 annually, whichever is less.

Alternative Loan Programs
Nellie Mae, Citiassist, Bank of America, and U.S. Bank
These are supplemental student loans, and serve as a line of credit. Eligible students can borrow up to the full cost of attendance at NDNU. Applicants must demonstrate creditworthiness.